Abhijit Ray Co-founder & Managing Director, Unitus Capital and UC Inclusive Pvt. Ltd.

Abhijit has 24 years of experience in Investment banking, Financial Services, SME Funding and Development and Impact Investing. He started his career in State Bank of India in 1993as a Probationary Officer. He then moved to SIDBI and served there for over 11 years in various capacities such asproviding loan and grants to MFIs/SMEs, ratings of MFIs, capacity need assessment of MFIs,and so onin different parts of India.He joined Unitus in 2006 to develop capital markets practice, closed 6guarantee transactions, andarranged portal-based funding for 2 MFIs. He also led a team in formulating Rural Micro Finance strategy for a new-generation privatesector bank in India.

In 2008, Abhijit co-founded Unitus Capitaland, over the past 10 years, has successfully led and closed multiple equity and debttransactions totalling US$ 1.9 billion. Abhijit had also been part of advisory committee/board of a few debt/equity funds in different parts of the globe.

Abhijit has recently founded UC Inclusive Credit Pvt. Ltd., a sector-agnostic NBFC focused on lending to impactful businesses.

Abhijit co-authored articles on microfinance in internationaljournals and has been quoted in different articles on microfinance/social enterprises in leading Indian dailies.He has been a speaker/panellist in many global conferences on microfinance and impact investing.

Abhijit is anEconomics graduate and a Certified Associate of IIBF, Mumbai. He attended “Strategic Leadership programme in Microfinance” at Harvard Business School, School of Applied Microfinance (SAM) 2005 inKenya and Strategic Planning for MFIs in South Africa.